Off the shelf policies are not always the best. Contact us and we can talk through your options.

Quite often you hear ‘it could never happen to me’ or ‘I’ll sort it out later’.

Well the old maxim of “failing to plan is planning to fail” is no better suited to the ignoring of crucial decisions on protection.

As one would imagine, there are many types of Protection Policies to choose from. Finding the one that provides adequate cover and the right protection is not as easy as you may think.

At Larkbridge our team of specialists can help you find the plan that best meets your needs and requirements.


This information does not contain all of the detail you would need to choose a protection contract. Make sure you read the Personal Illustration, Policy Terms and Conditions; and/ or Guide to Critical illness Cover (if relevant) and Key Facts > Key Features document before your make a decision.


Please note this does not constitute Protection Advice and the figures shown are purely a guide. The actual rate available will depend upon your circumstances.

Most Individual polices are subject to a medical underwriting process whereby the insured completes an application form detailing the following:


>    Personal details include age and gender;

>    Current state of health;

>    Medical history

>    Occupation and any hazardous pursuits; and

>    Lifestyle

>    The underwriter may also require other underwriting evidence.



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